Free · No signup · Private
Portugal Net Salary Calculator 2026
Free 2026 Portugal net salary calculator: official withholding tables (Despacho 233-A/2026), 11% Social Security, dependants, twelfths, meal allowance and IRS Jovem.
1. Your pay
Family situation
Holiday and Christmas allowances paid in twelfths?
2. Meal allowance
Paid on a meal card? (tax-free up to 10,46 €/day; cash up to 6,15 €)
IRS Jovem
Up to age 35, in your first 10 years of income. Exemption capped at 29 542,15 € a year (55 × IAS).
Net pay a month
1 298,83 €
| Gross on the payslip | 1 500,00 € |
| Social Security (11%) | − 165,00 € |
| IRS withholding (Table I, rate 11.2%) | − 168,17 € |
| Meal allowance | + 132,00 € |
| Net | 1 298,83 € |
Each holiday and Christmas allowance adds 1 166,83 € net (taxed on its own).
Per year (2026, 14 payments)
| Yearly gross (with meals) | 22 584,00 € |
| Social Security | − 2 310,00 € |
| IRS withheld | − 2 354,38 € |
| Yearly net | 17 919,62 € |
Withholding is a prepayment: your final IRS (and refund) depends on the yearly return. See the IRS calculator.
Mainland tables (the Azores and Madeira have their own). No disability. Checked: October 2026. Not legal, tax or financial advice. 🔒 Everything stays on your device.
✅ Rules last checked:
📚 Official sources: Despacho n.º 233-A/2026 (tabelas de retenção) · Portal das Finanças
We build every tool from the official rules and re-check them when they change. Always confirm with the official source before you rely on a result.
🛠️ Spotted a mistake or an out-of-date rule? Tell us
Guides
Related tools
Questions people ask
What is the minimum wage in 2026?+
920 € gross a month, paid 14 times. No IRS is withheld; only 11% Social Security (101,20 €), leaving 818,80 € net.
How is withholding worked out?+
Since 2023 a marginal rate is used: pay × rate − deduction − amount per dependant. On low pay the deduction depends on the pay itself, so a raise never lowers your net pay.
Are the holiday and Christmas allowances taxed more?+
No. Each allowance is taxed on its own with the same table, as if it were a salary, so its net equals a normal month's (without the meal allowance).
Which table applies if I'm married?+
Married and both earn: Table I. Married with one earner (or one earns 95%+ of the total): Table III. Single with dependants: Table II. Civil unions count as marriage.