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Portugal Unemployment Benefit on a 870 € Salary (2026)
On 870 € gross a month, Portugal's unemployment benefit is about 659,75 € a month in 2026. See how long it lasts by age and years of contributions.
Benefit a month
850,31 €
| Reference pay (incl. allowances) | 1 400,00 € |
| 65% of reference pay | 910,00 € |
| Your minimum / maximum | 617,70 € / 850,31 € |
| Duration | 420 + 60 = 480 days (16 months) |
| Total over the period | 13 604,96 € |
Never more than 1 342,83 € (2.5 × IAS) or 75% of your net reference pay. Apply on Segurança Social Direta within 90 days of losing your job.
Estimate assuming the same pay over 12 months and Table I withholding. Checked: October 2026. Not legal, tax or financial advice. 🔒 Everything stays on your device.
✅ Rules last checked:
📚 Official sources: Guia Prático: Subsídio de Desemprego (ISS) · Segurança Social
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Answer: on 870 € gross (14 payments), the reference pay is 1 015,00 € and the benefit is 659,75 € a month: 65% of reference pay, at least 1 IAS (537,13 €) or €617.70 if you earned at least the minimum wage, and at most 1 342,83 € or 75% of net pay. How long it lasts depends on age and contributions.
| Case (30 months contributed) | A month | Duration | Total |
|---|---|---|---|
| Age 25, 5 years of contributions | 659,75 € | 240 days | 5 278 € |
| Age 35, 10 years of contributions | 659,75 € | 480 days | 10 556 € |
| Age 45, 20 years of contributions | 659,75 € | 720 days | 15 834 € |
| Age 55, 20 years of contributions | 659,75 € | 780 days | 17 154 € |
Source: ISS unemployment benefit practical guide (2026). Table I withholding.
Questions people ask
What's the maximum in 2026?+
1 342,83 € a month (2.5 × IAS), and never more than 75% of net reference pay.
If I resign, can I claim?+
No, unless you resign for just cause (for example unpaid wages). Unemployment must be involuntary: dismissal, end of a fixed-term contract or an agreement during staff cuts.